Now that your offer has been accepted, it’s time to engage with your Mortgage Broker, and instruct a valuation. The surveyor is completely independent to us and acts for the Lender, they are qualified individuals who are members of the Royal Institute of Chartered Surveyors [RICS], and they have experience in valuing property, especially in the area you are looking to make your purchase in.
The Surveyor may require further reports such as Damp and Timber Reports, Structural Reports, or any other report he thinks is vital to help assist in his valuation, should such further reports be required then we will help locate a professional for you .
Once the survey has taken place it is passed back to the Mortgage Lender who will then assess your application and survey report and provided they are satisfied they will issue you with a Mortgage Offer, a copy of which will be sent to your solicitor.
